TNG eWallet adds GXBank FlexiCredit to CashLoan with up to RM150,000 limit

TNG Digital is expanding the lending options available through TNG eWallet, this time by adding GXBank’s FlexiCredit to its CashLoan feature. Through the partnership, TNG eWallet users can access another form of regulated financing directly within the app, without needing to switch to a separate banking platform.

FlexiCredit has been around since 2024, but unlike a conventional personal loan, it gives users access to a revolving credit line instead of a fixed lump sum. Once approved, users can draw from a limit of up to RM150,000 whenever needed, rather than taking the full amount upfront.

As you repay, that limit tops back up without a fresh application, and GXBank says interest is only charged on what you actually draw, with no annual or processing fees. Repayment runs from 6 to 60 months, with flat rates from 3.78% per annum, or an effective 6.45% p.a.

The main draw of accessing FlexiCredit through TNG eWallet is that users don’t need to open a separate GXBank account to apply. The entire process can be completed within the app by heading to GOfinance and selecting CashLoan.

As for who qualifies, you’ll need to be a Malaysian citizen aged 18 to 64 with a fully verified TNG eWallet account, and earn at least RM1,500 a month, with both salaried and self-employed applicants eligible. Depending on your situation, you may also need to submit supporting documents like an EPF or bank statement.

As with any credit facility, users should consider the interest costs, repayment tenure and their ability to meet the monthly repayments before drawing from the available limit. For more information, you can click here to visit the GOfinance page.

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