Home / Telco / Did you know Tune Talk offers Personal Accident (PA) Insurance worth RM50,000…for free?

Did you know Tune Talk offers Personal Accident (PA) Insurance worth RM50,000…for free?


By Timothy Teoh February 14, 2025

Did you know that aside from offering prepaid data packages to Malaysians, telco company Tune Talk also provides Personal Accident (PA) Insurance coverage? This isn’t a standalone insurance plan that anyone can apply for, of course, and you must be a Tune Talk subscriber to be eligible.

However, since the PA Insurance is included for free (yes, FREE) in selected prepaid packages, it’s certainly worth exploring how this coverage can benefit existing and potential Tune Talk subscribers.

What is Tune Talk Personal Accident (PA) Insurance?

To put it simply, Tune Talk’s PA Insurance is the telco’s exclusive coverage scheme for Tune Talk users. The PA Insurance covers death, total and permanent loss or disablement (total paralysis) for up to RM50,000.

At the moment, Tune Talk is offering the PA Insurance for free to subscribers of the Epik35+ and Epik50+ prepaid plans. This means that for just RM35/month or RM50/month – which is the monthly bill for the respective plans – subscribers are automatically eligible for RM50,000 in PA Insurance coverage.

Image Source: Tune Talk

However, do note that if you are a new subscriber to the Epik35+ and Epik50+ plans, a 60-day cooling-off period will take effect before you become eligible for coverage.

Eligibility for Epik35+ and Epik50+ prepaid plan
Image Source: Tune Talk

For other plans, such as the Epik25+ prepaid plan, subscribers will need to top up an additional RM50/month for PA Insurance. Similarly, you must be a Tune Talk subscriber for at least 60 days before you can apply. After that, you can maintain eligibility by continuing to top up RM50/month.

Eligibility for other plans
Image Source: Tune Talk

Who is eligible for Tune Talk Personal Accident (PA) Insurance?

The Tune Talk Personal Accident (PA) Insurance is available to individuals aged 12 to 65 years.

Those in high-risk occupations are not eligible for coverage, including those involved in Military and Law Enforcement, Pilot and Aircrew, Professional Sports, and Workers utilizing wood-working machinery.

Additionally, the coverage does not include accidents involving high-risk activities such as scuba diving, martial arts, racing (other than on foot), ice hockey, and hunting.

The PA Insurance also does not cover subscribers engaged in motorcycle riding or pillion riding for any purpose.

For a more comprehensive look at the policy exclusions, visit Tune Talk’s PA Insurance page, where you’ll find the official policy details.

Affordable Protection with Tune Talk’s PA Insurance

In this economy, finding an affordable insurance policy can be quite the feat. Tune Talk’s PA Insurance offers the opportunity for those without personal coverage to at least secure themselves and their family in the event of unforeseen circumstances, all while providing prepaid telco packages that are equally as well-rounded.

If you would like to know more, visit Tune Talk’s official website where you’ll find a comprehensive FAQ section that answers all your questions.

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