Maybank’s MAE Turns 5: How to Earn 5% p.a. Returns Just by Parking Your Money in the Wallet 
One of Malaysia’s favourite e-wallet, MAE by Maybank2u, just turned five, and they are celebrating with a promotion that’s turning heads: earn 5% p.a. returns simply by using your MAE Wallet.
This short-term campaign runs from 30 October to 30 November 2025, and rewards users who transfer funds into their MAE Wallet and keep them there until 31 January 2026.
Campaign Period at a Glance
| Phase | Date |
|---|---|
| Eligible Transfer Period | 30 Oct – 30 Nov 2025 |
| Earnings Period | 30 Oct 2025 – 31 Jan 2026 |
| Returns Credited | Monthly |
| Total Campaign Cap | RM283 million (first-come, first-served) |
How It Works
- Transfer a minimum of RM200 to your MAE Wallet from another bank or e-wallet (IBG/IBFT/DuitNow Transfer/QR).
- In the Recipient Reference, type “MAETurns5” — this is the most important part.
- Maintain or top up your wallet balance so it stays equal to or higher than your transfer amount throughout the campaign period.
You’ll then start earning 5% p.a. returns, calculated daily and credited monthly.
💡 Pro tip: You can make multiple transfers (each with the “MAETurns5” keyword). Each transfer acts like a separate “earning pot”, as long as its balance stays above the transferred amount.
Wallet Limits You Should Know
| Wallet Type | Maximum Balance |
|---|---|
| Without MAE Visa Debit Card | RM4,999.99 |
| With MAE Visa Debit Card | RM10,000 |
If you haven’t already, it’s worth getting the MAE Visa Debit Card — otherwise, your earning potential is capped at RM4,999.99.
📈 How the 5% Is Calculated
The return is pro-rated daily, which means your money grows a little every day.
Example 1: RM5,000 held for 60 days
- 5% × RM5,000 = RM250 per year
- RM250 ÷ 365 days = RM0.68 per day
- RM0.68 × 60 days = RM41.10 earned
Example 2: RM10,000 held for full campaign (30 Oct – 31 Jan)
- Maintain RM10,000 daily
- You could earn about RM128 total.
📌 Important Details to note:
- ✅ Transfers must come from another bank or e-wallet — Maybank-to-Maybank transfers don’t qualify.
- ✅ You must include “MAETurns5” exactly in the reference field. Miss it, and you’ll miss the reward.
- ✅ Returns stop if your wallet balance dips below the transferred amount, but you can top up again to resume earning.
- ✅ Once the campaign hits RM283 million in total deposits, no further returns will be given — even if it’s before 30 November.
🧭 Why It’s a Smart Move
While 5% p.a. may sound modest compared to investment products, it’s one of the highest short-term return rates available for an e-wallet. Unlike fixed deposits, your money stays liquid — you can use it anytime via QR or transfer — as long as you maintain the balance for the promo.
For everyday users, this campaign is like a bonus “mini fixed deposit” inside your MAE Wallet, perfect for parking spare cash over the year-end period.
🎂 Final Thoughts
With daily calculations, monthly payouts, and no lock-ins, MAE’s 5th birthday promo is one of the most user-friendly reward campaigns from a local bank in 2025.
If you plan your transfers smartly — early, accurate, and with “MAETurns5” in the reference — you can enjoy a tidy 5% p.a. return while keeping your money flexible.
So yes, this year, your birthday gift might just come from MAE.
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